For your firm
Your methodology, operational.
Your planning methodology becomes repeatable, explainable and transferable to every advisor at the firm.
For financial advisors
From complexity to clarity.
Waypoints gives financial advisors a complete picture of each household, applies their firm’s evidence-backed planning methodology, identifies what needs attention, and helps advisors turn recommendations into measurable progress.
Clients receive a clear understanding of where they stand and what happens next, with their human advisor remaining central to every consequential decision.
The Santos household
Your plan, reviewed with your advisor
Five things to know
- Cash flowOn track
- Goal fundingOn track
- DebtNeeds a look
- Charitable givingOn track
- Disability incomeNeeds a look
Next steps
- Keep three more months of spending in savings.
- Review your disability cover with your advisor.
Three outcomes
For advisors
A clear sequence of decisions.
Complex analysis becomes a clear sequence of decisions, recommendations and follow-through.
For clients
Where they stand, in plain words.
Their financial situation, progress and next steps become easy to understand, without financial expertise.
How it works
Household record
Members, accounts, income, spending, goals and life events in one record that grows over time.
Firm methodology
The firm’s approved planning rules and thresholds, applied the same way to every household.
Deterministic engine
The same facts always give the same result, and every number shows where it came from.
Advisor decision
The advisor reviews, changes, defers or approves. Nothing provisional reads as approved advice.
Client plan
The client sees where they stand and what happens next, with a direct line to their advisor.
What Waypoints is not
Waypoints supports the conversation between advisor and client. It never stands in for it.
- A replacement for your advisors.
- A fully autonomous financial advisor.
- A generic AI chatbot.
- A duplicate of the planning tools you already use.
Deep underneath. Simple on the surface. Transparent on demand.